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Norwich & Peterborough Building Society : ウィキペディア英語版
Norwich and Peterborough Building Society

Norwich & Peterborough Building Society (or N&P) is a trading name of Yorkshire Building Society based in Bradford, West Yorkshire. At the time of merger, it was the ninth largest building society in the United Kingdom, with assets in excess of £4.9 billion.〔(Building Societies' Assets ) Building Societies Association, 1 April 2010〕〔(Building Societies Database ) KPMG Financial Services, August 2008〕 It was formed by the merger of the Norwich and Peterborough building societies in 1986.
The Society has over 45 branch offices mainly located in East Anglia and the surrounding counties of Northamptonshire and Lincolnshire, but there is also a branch in Gibraltar which opened in 1990. The former Head Office was opened by Her Majesty Queen Elizabeth the Second in 1988, on a green field business park at Lynch Wood, Peterborough, where an important operational presence is retained by the Yorkshire. N&P employs over 800 staff, of whom roughly half are based at Lynch Wood.
==Services==
The Society's principal purpose is making of loans which are secured on residential property and are funded substantially by its members.〔Memorandum of the Norwich and Peterborough Building Society (3) ''Memorandum of Powers and Rules'' Norwich and Peterborough Building Society, April 1988〕 However, for its size, the Society offers a wide range of financial services and advice to its 470,000 customers. Cheques and bank giro credits are cleared through HSBC Bank Plc (until 2015, The Co-operative Bank Plc) and a MasterCard branded credit card is issued on behalf of the Society by MBNA Europe Bank Ltd.〔(The Norwich and Peterborough Building Society Credit Card ) MBNA Europe Bank (retrieved 27 June 2009)〕 Share dealing services are currently offered to members by Jarvis Investment Management Ltd, a member of the London Stock Exchange since 1984.〔(Norwich and Peterborough Building Society Share Dealing Service ) Jarvis Investment Management (retrieved 19 March 2011)〕 As a result of having diversified into areas not traditionally associated with building societies, the Society's income is no longer solely dependent on mortgages.
Norwich & Peterborough also operates via a telephone call centre based in Peterborough and through a fully transactional website. The Society has three established affinity accounts with Norwich City FC, Peterborough United FC and Lincoln City FC. In 2006, it was endorsed by the Football League as its preferred provider of these accounts to Championship and lower league clubs. Each year the Society pays a bonus of up to 1.25% to the club, calculated on the average total balance held in all of their supporters' accounts. There are now 27 clubs participating online.
The Society only offers mortgage facilities for properties in England, Wales, Gibraltar or situated in defined geographical areas of the Costa del Sol and the Costa Blanca, Spain.〔The Society is licensed in Gibraltar under the Financial Services Ordinance, Licence No. FSC00472A. Oficina de Representacion en Espana de Norwich & Peterborough Building Society, Calla Mauricio Moro Poreto No.2, 6A, 29006 Malaga SHZ 23A〕 In 2007, it became one of the first building societies to achieve the CarbonNeutral quality mark. Yorkshire Building Society (trading as Norwich & Peterborough) is authorised and regulated by the Financial Services Authority.〔Entered in the Register under No. 106085. Norwich and Peterborough was previously entered under No. 150965〕 It is a member of the Building Societies Association〔(Members ) Building Societies Association (retrieved 5 November 2011)〕 and the LINK Interchange Network.〔(Members ) VocaLink (retrieved 5 November 2011)〕 As N&P is a current account provider, it is also affiliated to Bankers' Automated Clearing Services〔(Our affiliates ) Bacs Payment Schemes (retrieved 5 November 2011)〕 and subscribes to the Lending Code.〔(Subscribers ) Lending Standards Board (retrieved 5 November 2011)〕 Since 2001, its ATMs have been operated by Moneybox Corporation.〔Press Release: (Ambient subsidiary Moneybox agrees ATM contract with Norwich & Peterborough Building Society ) Ambient, RNS No. 6423K, 26 September 2001〕
Yorkshire Building Society also operates under the trading names of Barnsley Building Society (since 2009), Chelsea Building Society (since 2010, including the engagements of the former Catholic Building Society) and Egg (since 2011).〔Use of the Egg trade marks by Yorkshire Building Society is currently under licence from Egg Banking Plc which provides any residual Egg savings products that were not transferred to the Yorkshire and any Egg loans products that were not sold to Britannica Recoveries S.a.r.l.〕 The Yorkshire is a participant of the Financial Services Compensation Scheme; therefore, deposits with any of N&P, the Yorkshire, Barnsley, Chelsea and Egg are treated as linked for the purposes the scheme.〔(Linked deposits for the purposes of the Financial Services Compensation Scheme ) Financial Services Authority, 1 November 2011〕

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